

Partner at Torys LLP
Stephanie J. Kalinowski is a highly regarded partner at Torys LLP with a distinguished career advising employers, plan administrators, and service providers throughout Canada. With a comprehensive practice spanning strategic counsel, compliance, and implementation, Stephanie assists clients with a wide range of pension and benefits matters. Her expertise includes pension plan asset transfers, mergers, wind-ups, correction of enrolment and contribution errors, annuity purchases, delegated investment mandates, and the establishment and enhancement of governance structures for both single employer and jointly sponsored plans.
Stephanie is also sought after for her guidance on complex pensions and benefits issues arising in the context of corporate transactions and insolvencies. She frequently advises on the tax treatment and employment aspects of incentive plans, as well as group benefit plans, ensuring clients remain compliant and strategically positioned.
Throughout her legal career, Stephanie has successfully represented clients before notable tribunals and courts, including the Financial Services Tribunal, the Ontario Superior Court, and the Court of Appeal for Ontario, reflecting her depth of experience and commitment to client advocacy.
Stephanie J. Kalinowski is recognized in the Canadian legal community for her practical and insightful advice on all aspects of pensions and benefits law.
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